Terms & Privacy
These terms cover how BetOnYou works and how we handle your data. Using BetOnYou means you accept them.
Terms of Service
1 · Eligibility
You must be at least 18 years old and able to enter a binding agreement. Identity verification (KYC) is required before you can withdraw funds.
2 · How BetOnYou works
You set a personal goal, put a real-money stake behind it, and submit proof of progress. People who believe in you can add to your pot. Meeting your commitment returns your stake; falling short forfeits it per the challenge's rules.
3 · Stakes & escrow
Stakes are held in escrow by a regulated payment partner for the duration of a challenge. A stake is a commitment device — it is not a deposit, savings product, or investment, and it earns no interest.
4 · Proof & verification
Outcomes are decided by proof. You agree that every submission is truthful and your own. Proof is reviewed by our AI verification system and, where needed, a human reviewer. Fabricated or reused proof voids the challenge.
5 · Outcomes & payouts
On success, your stake and any pot contributions are released to your wallet, less applicable fees. On failure, funds are distributed according to the challenge type you chose. Contributions are refunded in full if a challenge is declined or canceled before it starts.
6 · Fees
BetOnYou charges a 5% platform fee on winnings. USDC deposits and withdrawals may incur third-party network fees, shown before you confirm.
7 · Prohibited conduct
Fabricating proof, colluding, wash-betting between accounts, money laundering, or any attempt to defraud the platform is strictly prohibited. Violations forfeit affected stakes and may result in account closure.
8 · Suspension & termination
We may suspend or close accounts that breach these terms or that we reasonably suspect of fraud. Where funds are undisputed, we will return them following any required review.
9 · Disclaimers
BetOnYou is an accountability and commitment tool. It is not gambling, and nothing here is financial, legal, or medical advice. We do not guarantee any outcome.
10 · Governing terms
These terms are governed by the laws of your country of residence. Disputes are resolved individually through binding arbitration where permitted by law.
11 · SMS messages
Message frequency varies based on your account activity. Messages are sent only in response to a specific action you or another user takes, such as a sign-in attempt, an invitation sent or received, or an approaching challenge deadline. There is no recurring or standing message program that you are automatically enrolled in. Message and data rates may apply to any SMS messages sent as part of this program. These rates are determined by your mobile carrier. Reply STOP to any message to opt out, or HELP for help. You can also turn off individual SMS categories under Profile → Notifications.
Privacy Policy
What we collect
Account details (name, phone, email), your challenges and progress, proof media you submit, payment metadata, and device and usage data that keeps the app secure.
How we use it
To run your challenges, verify proof, process payouts, prevent fraud and abuse, send the notifications you enable, and improve the product.
Proof media
Photos and videos are used to verify outcomes and are shown only to the believers you invite, according to your challenge settings. They are retained while a challenge is active and for a short window afterward for dispute resolution.
Payment data
Card and bank details are handled by our regulated payment partner. BetOnYou never stores your full card number.
Sharing
We share data with believers you invite, with service providers who operate the platform, and when required by law. We never sell your personal data. Mobile phone numbers and SMS opt-in data are carved out of this — see "Mobile numbers & SMS" below.
Mobile numbers & SMS
No mobile information collected in connection with this SMS program will be shared with third parties or affiliates for marketing or promotional purposes. This includes all opt-in data and consent language, as well as the phone numbers themselves. BetOnYou does not sell, rent, upload, purchase, or scrape mobile phone numbers. Your number is used only to send the messages described in section 11 of the Terms of Service, and is shared with our SMS carrier solely to deliver them.
Your rights
You can access, correct, export, or delete your data, and control notifications any time in Settings. Deletion requests are honored subject to legal retention requirements.
Security
Data is encrypted in transit and at rest, and funds are protected in escrow by a regulated partner.